UK Marine Cargo Insurance
Keeping UK cargo moving forward
As UK and international businesses take on more complex risks, their needs can outgrow our industry-leading small to medium-sized enterprise (SME) cover.
Elements like overseas subsidiaries and overseas stock, expanding static storage and greater coverage limit needs can all call for a more bespoke approach. That’s why we’ve created a marine cargo solution specifically for UK companies managing complex or growing risks.
As one of Travelers’ oldest forms of insurance coverage, our marine cargo insurance solution reflects our in-depth expertise in the worldwide cargo industry.
We can tailor coverage to suit the unique circumstances – and risk exposures – of transporting virtually any manufactured goods, virtually anywhere in the world. And, as businesses grow, we can continue to cater to their specific needs with a highly developed product suite.
Whether a company moves goods over land or overseas, Travelers’ UK marine cargo insurance can help support their current operations – and wherever their growth ambitions take them.
Our appetite
We cover
These fall within our appetite, and we’re happy to discuss details.
- UK-domiciled entities trading goods internationally and domestically
- Overseas subsidiaries, locations or stock for UK-domiciled companies
- Every conceivable industry involved in manufacturing, e.g., automotive components, food manufacturers, etc.
- Importers
- Exporters
- Wholesalers
- Retailers
- Organisations moving goods internationally that are not subject to a contract of sale, e.g., motorsport, concert and tour organisers, charities, mobile medical equipment, etc.
- Stock throughput covers
We do not cover
Sorry, we’re currently unable to insure the following.
- Cash in transit
- Fine art and specie (available through our stand-alone fine art and specie insurance)
- Reefer pharmaceutical
- Retail stock
- Project cargo
- Containers
- Mainstream motor vehicle accounts
UK marine cargo covers & highlights
-
Per Institute Cargo Clauses
- All risks of loss of or damage to cargo during international or domestic transit
- General average and salvage charges, in full
- War (not on land)
- Strikes, riots, civil commotion and terrorism
-
Stock, where incidental to the cargo risk
-
Exhibition and demonstration risks
-
Sales representatives’ samples
-
Engineers’ tools and equipment
-
Maximum capacity £10 million (higher limits may be available upon request)
General questions
These questions will give you a sense of the information needed to write a policy.
What type(s) of goods does this company transport?
- What is the annual value of goods moved?
- Where are this company’s goods transported from and to?
- What is maximum value, at any one time, of the goods stored?
- What is the nature of the location’s construction (type, age)?
- What is the facility’s occupation type?
- What are the location’s security and fire safety features?
Related products
UK marine
We have a long history of protecting companies in the UK maritime industry, with our team of highly experienced underwriters.
Freight line liability
Our in-depth expertise in the worldwide freight industry ensures clients have cover and risk management resources tailored to a broad range of exposures.
Marine trades
Our marine trade policy is a package policy. And, we’re able to cater for property or liability risks in isolation or as part of a package.
Marine hull insurance: commercial, private vessels and craft
We have covered commercial and private shipping concerns for many years and can offer a complete solution for hull and machinery, protection and indemnity, and war cover.
SME marine cargo
Expertise, support and flexibility you need to lighten the load. Our eTrade cargo insurance concentrates risk exposures in one easy-to-manage policy.
Cargo insurance
Our in-depth expertise in the worldwide cargo industry ensures our clients have cover and risk management resources tailored to a broad range of exposures.
Let’s start the right conversation
For business
Find a broker
If you’re looking for covers and have a broker, ask about Travelers products.
If you need a broker, start with the right broker directory.
Need to call us directly? Contact us.
For brokers
Let’s save some time
We can figure out what’s best for your client when we’ve got the right information. Please review the questions on this page to get a sense of what we need to know.
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