Small to Medium Enterprises (SME) Business Insurance
We’re big on SME
Expertise
We’re big on providing quality insurance solutions to the SME market with an ever-growing suite of SME products. With access to all that Travelers has to offer, our SME team thoughtfully leverages and adapts mid-market and corporate expertise to meet the needs of SME businesses.
Support
We’ve got dedicated SME teams to better serve the needs of business owners. With guidance from Travelers' specialist SME underwriters, brokers and policyholders can rely on our expert support in professional indemnity combined, office, eTrade, property owners and automotive.
Flexibility
Our approach lets brokers trade SME business in the way that suits them best, always offering flexibility in how to work with us. Whether doing business via email, talking to us or eTrade is preferred, our specialist SME teams are ready to help. All of this is part of our commitment to insure the ambitions of both brokers and SME clients. And it’s our way of giving everything needed for long-term success.
Explore our products
SME office
By streamlining essential office policies into one easy-to-manage package, Travelers helps you cut back on labour-intensive paperwork.
Professional indemnity combined
Travelers’ professional indemnity (PI) combined product offers a comprehensive and convenient insurance solution, covering PI, property, liability and cyber fundamentals, with an option to include legal expenses.
SME management liability package
Our online management liability package platform makes it easy to quote and bind coverage instantly, enabling our broker partners to quickly get broad, flexible coverage tailored to specific needs.
SME cyber
Whatever the size of a business, cyber security is vital. Our services, covers and expertise can mitigate cyber attacks and help prevent them.
SME property owners
Our products for small to medium enterprise (SME) property owners deliver the kind of comprehensive cover and outstanding service you’ve come to expect from us, thoughtfully tailored for small businesses.
SME marine cargo
Expertise, support and flexibility you need to lighten the load. Our eTrade cargo insurance concentrates risk exposures in one easy-to-manage policy.
SME automotive
For automotive businesses involving commercial and private vehicles, we’ve developed bespoke solutions, including specialist property, liability and road risks covers.
Let’s start the right conversation
For business
Find a broker
If you’re looking for covers and have a broker, ask about Travelers products.
If you need a broker, start with the right broker directory.
Need to call us directly? Contact us.
For brokers
Let’s work together to build the right cover for your client.
Our dedicated UK SME new business team is available to answer queries and help you trade office, PI combined and property owners.
Explore our specialist products for:
How to eTrade with us
To make it as easy as possible to do business with us, our SME products are available on the MyTravelers® web portal as well as Acturis.
MyTravelers
MyTravelers suits brokers who prefer to deal with us directly. Fast and intuitive, it produces bespoke quotes and offers a highly streamlined journey with outstanding support and a host of useful extras. There is no easier way to quote and give policyholders the reassurance they need.
In just a few clicks, MyTravelers enables brokers to:
- Generate multiple bespoke quotes
- Save and go, then amend information later
- Leave and rejoin later at the same point
- Choose from multiple limit options
- Copy and paste quotes to other documents
- Create multiple quote options and bind only the cover options needed
MyTravelers gives brokers more
As well as being a hub for online quotes and referrals, MyTravelers also hosts industry-specific risk control information as part of our comprehensive onsite and on-demand services suite. And it’s the best place to stay up to date with our latest products and services as they become available.
Acturis
Acturis users can instantly compare our price and coverage with other insurers and typically receive quotes in less than five minutes.
Who we work with
For possibilities
We take a careful, systematic approach to evaluating and supporting your schemes.
For global reach
Due to the breadth of our coverage options, we can easily adapt to our clients’ international insurance needs as their businesses grow and risks evolve.
Insights & industry knowledge
Articles to help your ambition succeed
Small and Medium-Sized Enterprises (SME) Resources
Craft a Winning Schemes Pitch
There are significant opportunities in schemes right now, for broker and insurer alike.
Small and Medium-Sized Enterprises (SME) Resources
Do Your Micro Business Clients Have the Right Insurance?
Micro businesses have unique insurance needs. They are widely diverse in the trades they represent and depend on a small number of people to manage the many daily challenges of running a business.
Small and Medium-Sized Enterprises (SME) Resources
Office Risks Generate Frequent Claims for Smaller Businesses – but They Don’t Have To
If protecting against office risks falls down the priority list for smaller businesses, meaningful disruptions and damage can result.