SME Automotive Industry Insurance
Cover geared towards smaller automotive businesses
Travelers has specialised in the automotive sector since 1995, with a strong understanding of the varied insurance solutions that help small to medium enterprise (SME) businesses find success in an evolving market.
That’s why we’ve developed insurance specifically for smaller motor trade businesses, such as specialist property, liability and road risks cover, along with our SME motor trade product, which is adapted to help businesses that employ 15 people or less. With a Travelers SME policy, automotive businesses can carry out their activities with the reassurance offered by robust coverages.
Our appetite
We cover
These fall within our appetite, and we’re happy to discuss details.
- Mechanical servicing and repairs
- Motor vehicle body repairers
- Vehicle sales only
- Mechanical servicing and repairs and vehicle sales
- Tyre and exhaust supply and installation
We’ll consider
We may need more information to confirm a fit.
- Auto electricians
- Paint sprayers
- Classic vehicle sales/restorers/repairers
- Engine tuning specialists
- Electrical equipment installers
- Motor factors or recovery operators (if under 25% of business turnover)
We do not cover
Sorry, we’re currently unable to insure the following.
- Self-drive hire operators
- Fuel sales (in isolation or where the turnover is predominantly in relation to fuel sales)
- Motor valet
- Agricultural vehicle sales, servicing and repairs
- Vehicle dismantlers/end of life
- Vehicle collection and delivery
- Mobile servicing and repairs unless ancillary to the main business activities
SME Automotive
We’re big on SME
SME Automotive is just one of the ways we’ve brought our specialist mid-market expertise to the SME space. Delivering the same comprehensive cover and outstanding service you’ve come to expect from us, it’s designed to suit the needs of smaller businesses.
With both the capacity and the product suite to partner with SMEs for the long-term, we can offer support from humble beginnings to bigger things.
And because we’re all about insuring ambition, you’ll always be confident that the growth mindset of you and your clients will be fully matched by our own.
SME automotive covers & highlights
-
Specialist property, liability and road risks cover for businesses involved with:
- Sales, service and repairs (mechanical and body) of commercial and private vehicles
Related products
Automotive
For organisations that need vehicles to conduct business – whether owned, leased or hired – this insurance cover could minimise potential financial losses, liability and disruptions.
Mid-market & corporate automotive
Thanks to our extensive history in the industry, we bring comprehensive offerings and claims services – including large loss expertise – to our automotive covers.
SME cyber
Whatever the size of a business, cyber security is vital. Our services, covers and expertise can mitigate cyber attacks and help prevent them.
Let’s start the right conversation
For business
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Need to call us directly? Contact us.
For brokers
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Let’s work together to build the right cover for your client.
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