Personal Accident and Travel Insurance
Insuring voyagers
Ambitious people rarely stay in one place for long, always keeping an eye on the horizon for far-flung opportunities. From touring musicians and sports teams to pilots and ships’ crews, from business groups to private individuals, those who journey beyond their own borders require specialised cover.
Travelers offers worldwide personal accident and travel insurance that can protect the insured against the cost of lost income, emergency medical expenses, serious injury or disablement. Working with experienced assistance company providers, we can also facilitate evacuation and repatriation. Our focus is providing the highest standard of care to individuals – and empowering employers to fulfil their duty of care to those they employ.
Whether they’re working abroad or travelling for pleasure, those we cover can count on the Lloyd’s platform and our partnerships across the globe to protect their voyages over land, sea or air.
Our appetite
We cover
These fall within our appetite, and we’re happy to discuss details.
- Employer groups, large and small or medium-sized enterprises (SMEs)
- Personal individuals
- Key persons of business and high net worth individuals
- Business travellers
- Ships’ crews
- Yachts’ crews
- Professional and amateur sportspersons/teams
- Entertainers
- Contractors working abroad, including hostile locations
- Pilots and pilot groups
- Aircrew
- Affinity groups
Travelers advantage
In a dynamic world, things don’t always go to plan. Travelers offers expertise you can count on to address diverse risks thanks to a detailed and bespoke underwriting process.
- Financial strength. Financial strength and stability with international reach.
- Experience & expertise. Long-term industry experience combined with deep specialist underwriting expertise.
- Multinational reach. Tailored coverage and support in more than 150 countries.
Advantage spotlight
You’ll be keen to know about the following.
Our personal accident and travel insurance is available to companies, individuals, sports teams or affinity groups as a standalone product or as an integral part of an insurance package. Triggered by an accident or illness, these policies can be issued on an insurance or a facultative reinsurance basis. We also provide capacity for delegated authority partners around the world, with the ability to specialise in specific territories and products.
Personal accident and travel insurance covers & highlights
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Accidental death
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Permanent total disablement
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Partial disablement
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Weekly income replacement
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Emergency medical expenses
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Evacuation and repatriation
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Travel coverages
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Permanent and temporary pilot’s loss of licence
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Up to US$5 million any one person
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Up to US$25 million any one event
Let’s start the right conversation
For business
Find a broker
If you’re looking for covers and have a broker, ask about Travelers products.
If you need a broker, start with the right broker directory.
Need to call us directly? Contact us.
For brokers
Ready to chat?
Contact our product team to let us know how we might partner with you to meet your client’s needs.
Specialty claims FAQs
Review these FAQs to gain familiarity with personal accident claim requirements
Claims are initially reported by email. Formal notification is then placed via Electronic Claim File (ECF2).
Personal accident insurance acts in order to protect loss of earnings, incurred costs or to protect a company’s balance sheet. Coverage is usually triggered by an accident or an illness.
Personal accident insurance is there to provide financial cover for a business for those moments that are unplanned. Your workforce can be reduced by an injury or an accident, and a prudent business owner has personal accident insurance in place to assist with the financial implications of such an unplanned event.
If an insured event occurs, please let us know immediately so that we’re able to begin the claims process.
Related services
Risk services
Businesses aren’t all alike. That’s why Travelers provides superior risk management services tailored to a company’s specific needs.
Claims services
When claims happen, our best-in-class service helps to resolve them quickly and effectively, so clients can get back to business.
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