Freelance Solicitors Professional Indemnity Insurance
Independent, but not alone
Working without a team of peers can be both liberating and challenging. Freelance solicitors have direct relationships with clients – but may miss out on a law firm’s resources or protections. Fortunately, Travelers’ in-house Risk Management, Underwriting and Solicitors Claim teams understand the support that freelancers need. As one of the UK’s leading solicitors’ professional indemnity insurers since 2000, our specialised expertise enables us to account for even unforeseen issues.
We know that few freelance solicitors can afford to take time away from clients to assess their exposure or manage the consequences of a mistake. That’s why we draw from a wealth of data about what has gone wrong in the past to help freelancers prevent claims, minimise paperwork and maintain the financial flexibility they need.
Our ‘by lawyers, for lawyers’ approach means that our solicitors’ PI products and services are supported by the expertise of Risk Control and Claim teams made up of qualified solicitors. Our offerings are built to meet the specific needs of legal professionals at every level, whether they’re part of a large law firm or practising independently. Because we believe that being independent doesn’t have to mean going it alone.
Our appetite
We cover
We have deep and broad experience in this sector, so we will consider all freelance solicitor professional indemnity opportunities.
Travelers advantage
In a dynamic world, things don’t always go to plan. Travelers offers freelance solicitor insurance expertise you can count on to address diverse risks thanks to a detailed and bespoke underwriting process.
- Financial strength. Financial strength and stability with international reach.
- Early renewals process. Qualifying policyholders can take advantage of early renewals for less paperwork and peace of mind from knowing that cover is secured well in advance of the renewal date.
- Superior claims service. Expert Claims teams focused on delivering superior service.
- In-house legal services. In-house law firm that works with customers on claims where legal action is being taken against them.
- Dedicated risk managers & consultants. Access to risk consulting from trusted experts.
- Risk Review hub. A suite of tools and resources to help law firms minimise the risk of having to make a professional indemnity claim.
- Wellbeing support. Confidential counselling service in the event of a professional indemnity claim being made for those involved.
Advantage spotlight
You’ll be keen to know about the following.
A trusted partner
Those who need support at any stage – from underwriting through to claim handling – have named contacts to consult for seamless service.
We recognise loyalty
We look at the insured’s claims history and use this knowledge to ensure that the premium reflects the claims history.
Continuity of cover
We ensure uninterrupted protection and offer easy renewal processes, so those we insure never have to risk a period of no cover.
Financial flexibility and extended policy administration
Access extended policy lengths up to 18 months and options to spread payments over time.
Making changes is easy
We help minimise repetitive paperwork and provide a range of financially flexible options to suit specific needs. Plus, we do not charge administration fees for updating a policy mid-term.
Varying limits
We can flex our cover limits to suit specific business needs, so the insured only pays for what they need.
By lawyers, for lawyers – backed by a wealth of claims data
Our risk managers work closely with firms to improve business practices and mitigate risk. Travelers’ risk managers and Claim team draw upon a wealth of claims data to analyse and identify:
- Frequency and severity of claims in different areas of work
- Types of errors that lead to claims
- Underlying causes of errors
- Current trends
Freelancers covers & highlights
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Available limits between £250,000 and £2 million
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In-the-aggregate or an any-one-claim basis
- Defence costs can either be part of or in addition to the limit
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Minimum excess amount per policy: £500 for every claim
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Freelance solicitor’s policy wording is geared specifically to operations of an individual providing legal services.
- Cover is provided for freelance solicitors providing both reserved and non-reserved legal services within England and Wales.
Add-ons & extensions
These items may be available to add on to your policy
- Regulatory defence costs endorsements
- Personal accident
Related products
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Office
Travelers has the expertise to provide comprehensive cover for a wide range of professional and other office-based businesses.
Sole practitioners
Working alone but not alone – we’re on your side. We’ve built tools and processes to help minimise the time sole practitioners spend administering their policy and reducing the risk of a claim.
Non-reserved legal activity
Those working in the legal sector, but outside of Solicitors Regulation Authority (SRA) jurisdiction, have had few options to safeguard themselves against professional indemnity risks, so we developed a bespoke solution.
Let’s start the right conversation
For business
Find a broker
If you’re looking for covers and have a broker, ask about Travelers products.
If you need a broker, start with the right broker directory.
Need to call us directly? Contact us.
For brokers
Tell us about your client
You’re likely busy. Let’s save some time.
We can help faster if you can give us information about your client first. Then we’ll call you back with the knowledge we need to make a decision.
Download a proposal form.
Send documents:
New business | Renewals
Questions? Call us.
Policy healthcheck
Keep your policy on track with our online Policy Healthcheck tool. Just answer a few questions and get instant feedback on whether you should notify your broker of business changes during the life of your policy.
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