Legal Expenses Insurance
Helping businesses cover prohibitive legal costs
Even when business is going well, a company can face a broad range of legal challenges. Situations can vary from disputes with staff to issues with commercial tenancy agreements. Should the need arise to defend a claim, our legal expenses insurance can protect against the associated expenses.
Designed to help protect your business and employees during everyday legal disputes, Travelers legal expenses insurance provides support, advice and cover against legal fees. Underwritten by DAS Legal Expenses Insurance Company Limited, this policy includes cover for solicitors’ and barristers’ fees, court costs, expenses for expert witnesses, attendance expenses and accountants’ fees. It will also pay the costs of appealing or defending an appeal.
Travelers’ Legal Expenses cover is included at no extra cost for SME automotive and health & care policyholders. It’s also an optional paid add-on for customers with an automotive, technology, education, office, property owners, SME professional indemnity combined, SME office or SME property owners policy.
Legal expenses covers & highlights
Partnered with DAS to provide legal expenses cover
Travelers is partnered with DAS, the UK’s leading legal expenses insurer, to cover claims of up to £250,000 for policyholders across many of our insurance products. Events covered by DAS include:
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Costs arising from any legal disputes around
- Employment
- Contracts
- VAT
- Commercial tenancy agreements
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Employees called to jury duty
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Legal problems with tax compliance
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An allowance in the event an employee is called to court as a witness
DAS provides:
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Unlimited access to legal and tax helplines
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Unlimited use of an online legal document drafting tool
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Exclusive discounts on additional pay-as-you-go legal services, e.g., reviewing contracts
DAS will also:
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Find a specialist lawyer to act on a policyholder’s behalf
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Pay a policyholder’s lawyer to cover legal costs, including the other side, if a case is lost
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Pay employment compensation awards
For more information, visit the DAS website.
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Employee disputes
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Health and safety issues or prosecution
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Property damage, tenancy agreement disputes, nuisance or trespass
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Contract dispute over the sale or purchase of goods and services
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His Majesty’s Revenue & Customs tax enquiry
Related products
Education
Educational institutions frequently face the possibility of property damage or liability. Travelers can help create tailored protection for an institution’s most significant exposures.
Health & care
We’re one of the few specialised insurers that delivers bespoke solutions to organisations providing care and health advice and treatment. This includes clinics, care facilities, charities and hospitals.
UK property owners
In addition to protecting property from fire and theft, storms, and floods, this specialist policy can also cover key exposures for property owners, including subsequent loss of rent and public and employers’ liability.
Technology
As the technology sector changes, insurance protection needs to evolve with it. Travelers can help anticipate potential risks so clients have more freedom to innovate.
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