Public and Products Liability Insurance
How can a company protect itself if it has visitors coming in and out of its offices each day and one of them trips over a loose tile and becomes injured? What happens if that company sells a product that injures one of its customers?
Travelers’ Public and Products Liability Insurance can protect a business if and when members of the public hurt themselves on the company’s premises or while they’re using a product purchased from the company.
Why a Business Might Need It
- To know it is insured if a member of the public becomes injured at its office or because of a product it sold.
- So its employees can visit clients knowing that if they damage anything, Travelers will take care of replacement and legal costs.
How It Protects a Business
- We’ll insure a company’s legal costs, including defending legal action, if one of its products injures customers or damages their property.
- We’ll cover a company’s costs, including legal expenses, if visitors hurt themselves on company property.
- We insure companies for the cost of defending action brought against them under the Corporate Manslaughter and Corporate Homicide Act 2007.
- For companies that need it, we offer protection for court settlements anywhere in the world, including the United States and Canada.
Fast Facts:
- Travelers offers legal expenses insurance to supplement this cover.
- Our insurance for United States and Canada jurisdictions has a maximum limit of £5 million.
Get the Right Insurance
Travelers allows companies to choose the level of insurance that best suits their business needs. We offer insurance levels of £5 million and £10 million.
Interested in a Quote?
If you are looking for insurance, contact your independent broker and ask for Travelers.
Find a BrokerRelated Products
Liability Insurance
Your company likely interacts with employees, clients, contractors, vendors and other parties during the course of a business day. If one of them claims that your company caused them injury or loss, liability insurance can help protect your business from financial losses.
Employers' Liability
Travelers products are designed to can help to compensate staff who suffer an injury or illness at work.
Professional Indemnity Insurance
Any business that provides professional advice or services to customers may face allegations of negligence. Professional indemnity cover can protect your business from financial losses it would experience in defending against those claims.
Related Services
Claims Services
When claims happen, our best-in-class service helps you resolve them quickly and effectively so you can get back to business.
Risk Services
Businesses aren't all alike. That's why Travelers provides superior risk management services tailored to the specific needs of your company.