Insurance for Health Organisations
Support to help keep organisations healthy
Protecting health organisations helps protect quality of life to countless individuals. We want health care providers to be able to focus on their business. With that in mind, time spent managing losses related to risks should be minimal. Travelers health services risk consultants provide advice and support through working collaboratively with policyholders to assess and manage insurable risks.
Our appetite
We cover
These fall within our appetite, and we’re happy to discuss details.
- Hospices
- NHS income-generating activities
- Physical rehabilitation centres
- Scanning and diagnostic centres
- Private hospitals
- Clinics and other treatment centres
- NHS foundation trust hospitals
We do not cover
Sorry, we’re currently unable to insure the following.
- Abortion clinics
- Pharmaceuticals
- Psychiatric hospitals
Health covers & highlights
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Property damage
- Buildings, contents and stock
- Medical equipment
- Computer equipment
- Patients’ valuables and residents’ effects
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Money and personal accident (including assault)
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Loss of registration
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Legal expenses
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Business interruption arising from:
- Damage to business property
- Damage to third party property
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Abuse cover, including acts or omissions of a physical, sexual, verbal, psychological, emotional or financial nature
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Professional indemnity cover available for selected risks
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Additional benefits
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Proactive Rehabilitation Support (PRS)
- This benefit provides rehabilitation support to an employee injured at work. The support is available before a formal claim is made or before liability is accepted, where such intervention is likely to result in a quicker recovery and any payments will not appear in a claims experience.
- Support to aid the recovery of employees injured at work can be deployed within days. This early intervention can provide benefits as follows:
- Reducing the time for the employee to recover and return to work, therefore:
- Minimising the inconvenience to the business
- Reducing the need to engage temporary staff or work overtime to cover for the absent employee
- Helping the employee to return to the work duties they had before the injury
- Successful intervention might reduce the possibility of a formal claim
- Increasing employee satisfaction following demonstrable support by the employer
- Reduced claim numbers and the cost savings can lower employers' liability insurance costs
- Reducing the time for the employee to recover and return to work, therefore:
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Access to third-party affiliates for complimentary or discounted risk management services
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When policyholders need help managing their risks, we don’t want cost to be a barrier. Our alliance partners offer complimentary or discounted support through a range of services such as online health and safety training, assessment tools and kitchen fire suppression system installation.
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Related products
Care
With decades of experience in the care sector, we’ve assembled covers for the most common risks. Facility types such as care homes and rehabilitation units have unique liabilities we’ve considered.
Health & care
We’re one of the few specialised insurers that delivers bespoke solutions to organisations providing care and health advice and treatment. This includes clinics, care facilities, charities and hospitals.
Let’s start the right conversation
For business
Find a broker
If you’re looking for covers and have a broker, ask about Travelers products.
If you need a broker, start with the right broker directory.
Need to call us directly? Contact us.
For brokers
Let’s save some time
We can figure out what’s best for your client when we’ve got the right information. Please review the questions on this page to get a sense of what we need to know.
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